Which of the following risks does comprehensive insurance typically cover?

Comprehensive insurance is designed to provide coverage for a variety of risks that are not typically associated with collision incidents. This type of insurance generally encompasses protection against events such as theft, fire, and natural disasters. The reason this answer is correct lies in the fact that comprehensive insurance is meant to address damages and losses that occur outside of accidents involving another vehicle.

By covering risks like theft (where a vehicle is stolen), fire (where a vehicle is damaged by fire), and natural disasters (such as hurricanes or floods damaging the vehicle), comprehensive insurance serves as a safety net for vehicle owners against a broader scope of possible damages that are not related to the driver's own actions. This helps provide peace of mind to policyholders, knowing their vehicle is safeguarded against unforeseen incidents.

In contrast, other options like those focusing on accidents or liability claims do not accurately reflect the scope of what comprehensive coverage includes. Comprehensive insurance does not typically address medical expenses or liability claims, which are usually covered under different types of insurance policies. Therefore, the comprehensive nature of this coverage aligns perfectly with the risks described in the chosen option.