Which of the following best describes comprehensive insurance?

Comprehensive insurance is characterized by its coverage of a broad range of risks, providing protection against various potential losses rather than being limited to specific instances or narrow events. This type of insurance typically includes coverage for multiple risks, which can range from property damage to liability and more, depending on the terms of the policy.

For example, in the context of auto insurance, comprehensive coverage often protects against theft, vandalism, natural disasters, and other non-collision related incidents. The expansive nature of comprehensive insurance sets it apart from more specialized types of coverage that would only address specific risks, such as health-related issues or solely property damage. This broad protection is essential for individuals and businesses looking to safeguard against a wider array of unforeseen circumstances.