What does an insurance policyholder need to submit to file an insurance claim?

To file an insurance claim, an insurance policyholder is typically required to submit a request for payment for a covered loss. This request serves as the formal notification to the insurer that a claim is being made based on the terms and conditions outlined in the policy. It details the nature of the loss, the amount being claimed, and any relevant documentation that supports the claim. This crucial step initiates the claims process, allowing the insurer to review the situation and determine the validity of the claim and the amount payable under the policy.

While other documents may be required during the claims process, such as proof of loss, incident reports, or repair estimates, the fundamental requirement to start the claims process is the request for payment for the loss, making it the correct choice. The other options, such as a detailed risk assessment report, a copy of their credit history, or a summary of all previous claims, do not represent the necessary documentation for initiating a specific claim under an insurance policy.