General liability insurance primarily provides coverage for what type of claims?

General liability insurance is designed to protect businesses against claims related to bodily injury and property damage that may occur on their premises or as a result of their operations. This type of insurance is essential for companies to mitigate the risks associated with accidents that cause harm to individuals or damage to third-party property.

When customers, clients, or the public are injured or when there is damage to someone else's physical property due to the insured's business activities, general liability insurance typically covers legal fees, settlements, and medical expenses related to the claims. This coverage is foundational in the insurance industry because it addresses one of the most common types of lawsuits faced by businesses.

Other types of coverage, such as business interruption, natural disaster damage, and cybersecurity breaches, fall outside the scope of general liability insurance and are instead covered by specialized policies tailored to those specific risks. Thus, the emphasis on bodily injury and property damage in general liability insurance is a crucial aspect of protecting businesses against common legal liabilities.